The two companies have launched solutions that enable merchants equipped with just an NFC mobile phone to accept contactless bank cards and more.
ZeniusMobilePOS enables merchants to accept contactless US and EMV bank card payments and will also handle a variety of contactless couponing, ticketing, transport and other applications.
“Compared to current mobile merchant options which demand manual entry of credit card information, ZeniusMobilePOS offers a next-generation competitive edge: A faster and more secure transaction where the card never has to leave the hand of the customer,” says Zenius.
ZeniusMobilePOS is currently running on Nokia 6131 and 6212 handsets, but can be ported to additional hardware platforms upon request. The company also provides libraries under the Zenius Contactless Payment Acceptance API to allow the easy addition of contactless payment acceptance to an existing solution.
A second Zenius product, ZeniusMobilePay, enables NFC phones to send payments, tickets and coupons to a POS system or other payment acceptance mechanism and “beyond mobile software, Zenius is also working on a broader system infrastructure, a portable set of frameworks that will allow any platform — mobile, acceptance and network services — to support contactless transactions,” Zenius’ Jenny Rae Cortese told NFCW.
“Additionally, Zenius has a set of applications on offer that work end-to-end, on all three parts of the system, to enable payment, ticketing, transport, loyalty, gift cards, couponing and more,” Cortese added. “Finally, expect to see some announcements in the near-term about Zenius-enabled mobile add-ons that interface with the UI for smartphones such as the iPhone and the Blackberry, bringing interactive NFC to a broad deployed mobile handset base.”
The company charges a one-time company-wide license fee for ZeniusMobilePOS, plus an on-going maintenance fee. A demo version of the software is available, free of charge, on request.
Charge Anywhere‘s product enables both Visa PayWave and MasterCard PayPass transactions to be accepted by merchants equipped with a Nokia NFC phone.
“Charge Anywhere has distinguished itself by PA DSS validating and enabling mobile payments on a wide variety of innovative platforms: From BlackBerry, Windows Mobile and J2ME smart phones, POS terminals, netbooks and PCs,” says Paul Sabella, Charge Anywhere’s CEO. “This latest NFC implementation is a valuable addition to our technology portfolio giving merchants the choice to process any kind of payment, from any location, while utilising PCI secure technology that is readily available.”