What's New in Payments

Dunkin’ Donuts offers faster pickups to customers who order via mobile

Dunkin’ Donuts unveils next generation concept store in Quincy, MA — Dunkin’ Donuts — “An exclusive On-the-Go drive-thru lane lets DD Perks members who order ahead via Dunkin’s mobile app bypass the ordering lane and merge straight into the line for the pickup window… Dunkin’ Donuts has also introduced an area dedicated to mobile pickups, so that members of the DD Perks Rewards program who order ahead via Dunkin’s mobile app can get in and out of the restaurant faster than ever before.”


What's New in Payments

WeChat opens unmanned store in Shanghai

WeChat opens its first unmanned store in Shanghai — ECNS — “Shoppers need to scan a QR code with their WeChat app to enter the store. Sensors at the exit detect the shopper’s selections and automatically charge their WeChat wallet when they go through a ‘payment door’… WeChat payment industry operations director Bai Zhenjie said it takes less than 0.1 seconds for a customer to pay a bill. He added that facial and image recognition technology may be adopted in the store in the future.”


What's New in Payments

Amazon opens its cashierless store to the public

Amazon Go cashierless convenience store opening to the public — The Seattle Times — “The store requires customers to scan their smartphone on the way in, tracks them with cameras and other sensors as they browse, and, when they take an item off the shelf, adds it to a virtual cart. Groceries are charged to the customer’s Amazon account when they leave with their goods.”



What's New in Payments

Taiwan to provide mobile payment adoption incentives

Taiwan outlines measures to promote mobile payment usage — Focus Taiwan — “Premier Lai Ching-te on Tuesday urged government agencies to earmark spending to subsidize transaction fees in a way that makes the use of mobile payments for in-store purchases more attractive to consumers… The government has set itself the target of 90% of mobile phone users using mobile payments by 2025, a major increase from the current level of 13%.”


NFC World

Campari fridge magnets let customers order drinks via NFC

Out of Espolòn Tequila or Aperol? Touch your phone to your new Campari America refrigerator magnet to automatically order more — Campari America — “When consumers want to order or re-order their favorite Campari America brand, they simply touch their iPhone or Android smartphone to one of six available branded ‘smart’ magnets. The NFC chip embedded in the magnet then prompts Drizly to open the specific website page for that brand and gives the consumer the option to add the item to their cart and immediately check out, with the product being delivered by local retailers — all in one cohesive mobile experience.”


What's New in Payments

Malaysia’s first cashierless store opens in Subang Jaya

Malaysia’s first self-service convenience store has opened in Subang Jaya — Says — “Following the likes of Amazon and Alibaba, an e-payment operator has opened Malaysia’s first unmanned, self-service convenience store… Customers are required to download the Irispay app, fill in personal details, and scan the QR code on the products before making payment.”


NFC World

Ikea calls for innovative ‘digital communication carrier’ solutions

Ikea Open Innovation Challenge in printed electronics — Printed Electronics World — “Ikea has invited a selection of companies to propose innovative ideas and technologies aiming at e-labels and/or digital communication carriers… The communication carriers are media conveying information, analog today, attached to Ikea products or as in-store communication.”


What's New in Payments

Dutch supermarket chain uses NFC shelf edge labels to let customers self-checkout and pay

Albert Heijn testing ‘tap to go’ technology — Ahold Delhaize — “The technology, which is being piloted at the AH To Go store at Ahold Delhaize’s support office in Zaandam, provides customers with a fast, efficient shopping experience by using a card or, in the near future, a smartphone. After registering via an app, customers can select an item, tap an electronic shelf card, and go. Within 10 minutes, the money will be automatically transferred from their bank account.”


What's New in Payments

GM drivers can now order and pay for goods and services from their car

GM lets customers order their morning coffee with their car — General Motors — “Drivers can now order and pay for their favourite coffee — and much more — on the way to work with a simple tap on the dash… Marketplace gives drivers of eligible Chevrolet, Buick, GMC and Cadillac vehicles the opportunity to more safely interact with a growing number of their favourite brands in retail, fuel, hospitality, food, hotel and transportation through the in-vehicle touchscreen. Marketplace also features a “Shop” section dedicated to offers specific to GM vehicles.”


What's New in Payments

China’s JD.com to open hundreds of unmanned convenience stores

Chinese online retailer JD plans to open hundreds of unmanned shops, ahead of Amazon — The Telegraph — “Chinese online retailer JD.com has beaten Amazon to the next stage of the shopping revolution by announcing plans to open hundreds of ‘unmanned’ convenience stores. The shops have already been trialled with JD’s 10,000 employees at headquarters in Beijing and use facial and recognition technology to register payment and product identity, meaning that customers do not have to wait in a checkout line.”


What's New in Payments

Safaricom adds NFC payments to M-Pesa mobile money service

Christmas comes early for Safaricom’s mobile app as it receives the much awaited “big” update — Android Kenya — “Safaricom’s mobile application, dubbed mySafaricom, is receiving a huge update… Smartphones with NFC (Near Field Communication) technology should be in a position to transact using M-Pesa 1 Tap, the latest upgrade to M-Pesa that lets users pay for items at retail outlets and elsewhere via a single ‘tap’, much like Android Pay and Samsung Pay are used for in the markets where they are available.”



What's New in Payments

Kroger grocery stores to accept Chase Pay mobile payments

Kroger and Chase Pay announce mobile payment partnership — Kroger — “The Kroger Co is teaming up with Chase Pay — the digital engagement wallet from JPMorgan Chase & Co — to offer mobile payments starting with select retail markets and ecommerce programs in 2018… Through the partnership, Chase’s 65 million customers will have an opportunity to use Chase Pay at Kroger for online and in-lane purchases.”


What's New in Payments

Samsung integrates Hong Kong’s Octopus card into Samsung Pay

Samsung teams up with Octopus to launch exclusively the first “Smart Octopus” in Samsung Pay — Octopus Holdings — “Smart Octopus in Samsung Pay will enable NFC payment at all Octopus acceptance points, covering public transport as well as over 21,000 retail outlets, online shopping, recreational facilities, vending machines, self-service kiosks; plus the use of parking and access control facilities at residential or commercial premises.”


What's New in Payments

Alipay pushes into Hong Kong, India, Thailand and the Philippines with Christmas shopping festival

Alipay to hold online 24-hour Christmas shopping festival as part of expansion push — South China Morning Post — “The event will take place in Hong Kong, India, Thailand and the Philippines with Alipay partners in each location: Hutchison in Hong Kong, Paytm in India, Truemoney in Thailand and GCash in the Philippines… As part of the December event, the AlipayHK joint venture has partnered with more than 8,000 bricks-and-mortar stores to offer exclusive gifts, discounts and rewards.”


UK consumers split 50:50 on willingness to share personal data with banks

NCR research highlights consumer desire for innovative banking services in the UK — NCR — “Nearly half of respondents (47%) with personal bank accounts would only feel comfortable with banks collecting the bare minimum of data required to run their accounts… 49% were interested in banking loyalty programs in partnership with retailers requiring third-party data sharing. 46% were open to financial advice services that keep track of their spending information to help save money.”


Transit Ticketing Today

Octopus adds QR payments for taxi rides in Hong Kong

Hong Kong e-payment operator Octopus launches QR code service, aiming to get city’s 40,000 taxi drivers off cash — South China Morning Post — “Hong Kong cashless payment operator Octopus has launched a QR code service aimed at small merchants and the city’s 40,000 taxi drivers, who have long been reluctant to accept anything but cash. The new payment method, which only requires a smartphone on each side of the transaction, eliminates the need for merchants to install Octopus card readers, which at certain locations are bound by technical limitations.”


Swiss consumers to get single digital ID

Just one password? Swiss groups plan single online identity — Reuters — “Swiss consumers will be able to use a single digital identity to buy online products and services under a project unveiled on Tuesday by nine big companies. The aim is to let people use just one login profile to order in shops, buy train tickets or do banking transactions, according to the consortium… It includes UBS, Credit Suisse, Swisscom, Swiss Post, stock exchange operator Six, Raiffeisen, Swiss Railways, Zuercher Kantonalbank and insurer Mobiliar.”


What's New in Payments

Amazon moves closer to rollout of automated stores

Amazon’s cashierless store is almost ready for prime time — Bloomberg — “For the past year, Amazon employees have been test driving Amazon Go, an experimental convenience store in downtown Seattle. The idea is to let consumers walk in, pick up items and then pay for them without ever standing in line at a cashier… In a sign that the concept is almost ready for prime time, hiring for the Amazon Go team has shifted from the engineers and research scientists needed to perfect the platform to the construction managers and marketers who would build and promote the stores to consumers.”