Australia’s new payments platform goes live — ITNews — “The NPP [New Payments Platform] works like a ‘secure set of rails’ between banks so they can send payment messages in real time to each other via the Reserve Bank. The platform allows services to run on top of the NPP — like Bpay’s Osko, which is the first so-called overlay service to arrive on the platform. Osko lets consumers transfer money to someone via their mobile phone number or email address in real-time, 24/7. It also enables them to send a 280-character description with their payment.”