India to include NFC option in digital driving licences

Traffic violators beware, new driving licences, registration certificates coming from October — The Times of India — “The new DLs [driving licences] and RCs [vehicle registration certificates] will have a QR code that can be read by hand-held devices to access the past records of the driver or the vehicle from the central online database… ‘Though there was a proposal to make the chip and NFC feature mandatory, the Centre decided to leave the option to the state governments,’ said an official.”


Older US consumers warm to bank-led P2P payments

Make room Millennials, Zelle study finds Generation X and Boomers driving broader adoption of person-to-person (P2P) payments — Early Warning Services — “52% of Generation X and 46% of Boomer respondents said that they ‘trust’ P2P payments, and are interested in using available solutions. 76% of Generation X and 74% of Boomers surveyed ranked ‘offered through a financial institution they use’ as a top reason to trial P2P payments.”






Sam’s Club to make it easier for shoppers to add products to Scan & Go mobile self-checkout basket

Sam’s Club files patent for next-level Scan & Go test — Sam’s Club — “With the upcoming test, we’ll enhance the experience with the launch of a technology using computer vision and machine learning. Rather than having to locate the barcode and scan it just right, the camera in the app will identify the product with a simple hover and add it to the member’s shopping list.”


Singapore to roll out open loop payments on public transportation

New SimplyGo system to let bank cards double up as public transport travel cards — The Straits Times — “Commuters with Mastercard contactless bank cards can use it to pay for public transport rides under a new system to be launched on 4 April 2019. The SimplyGo platform will do away with the need to top up stored-value cards, with fares for rides reflected in commuters’ credit or debit card bills, just like their retail purchases. Visa card holders will get the same convenience later this year.”




W3C adopts password-free login standard

W3C approves WebAuthn as the web standard for password-free logins — VentureBeat — “The specification lets users log into online accounts using biometrics, mobile devices, and/or Fido security keys. WebAuthn is supported by Android and Windows 10. On the browser side, Google Chrome, Mozilla Firefox, and Microsoft Edge all added support last year. Apple has supported WebAuthn in preview versions of Safari since December.”


GSMA reports 20% increase in mobile money users around the world

GSMA report highlights 20% annual increase in mobile money accounts to more than 866m worldwide — GSMA — “At the end of 2018, there were more than 866m registered accounts in 90 countries — a 20% increase on 2017. The report also shows that the mobile money industry processed transactions worth US$1.3bn a day in 2018, with digital transaction values growing at more than twice the rate of cash transactions.”


Dubai carrier looks to passive biometrics for payments security

Mastercard and du partner to usher in a new era of payments experiences and security across the Middle East and Africa — Mastercard — “NuDetect uses machine learning to analyse ‘passive biometrics’ like how a person types, holds their phone, moves their mouse or where they use their phone, to anticipate and prevent fraudulent card-not-present transactions, which includes ecommerce payments. The process to verify the user occurs without introducing any friction or interruption in the transaction.”


Survey: US consumers want one app for banking and payments

Two-thirds of consumers favour single mobile app for banking and payments over cash and physical cards — Entersekt — “More than two-thirds (68%) of regular banking app users in the US would ‘like to do all banking and payments via one single mobile app’. A similar majority (67%) claim they would be less likely to use cash or physical credit cards if they had such an app. The lure of an all-in-one combination app is stronger among younger adults (18 to 44 years) who regularly used banking apps: just over three-quarters (76%) want one, compared with only 50% of those aged 55 and over.”


Brazil, Russia, India, China and South Africa to launch Brics Pay mobile payment service

Five-currency basket: Brics countries create a single payment service — Izvestia (translation) — “One of the likely scenarios for the project is the creation of a special online wallet that will unite the payment systems of all the Brics countries… The common wallet will work in the same way as existing payment services, such as Apple Pay or Samsung Pay. To this end, a separate cloud platform will be created that will connect the national payment systems of the five countries.”



Beatie Wolff releases music album in NFC card deck format

Beatie Wolfe’s ‘intelligent’ Raw Space album features songs embedded in business cards — Dezeen — “Musician Beatie Wolfe has collaborated with eight graphic designers to create an album of cards that listeners tap against a smartphone to play… Scanning one of the business card-sized boards using a NFC reader app reveals an individual page for the track, which is complete with lyrics, the music video, photos, song notes and information about the card itself.”


Liopa uses lip reading to add security to face recognition systems

Belfast tech startup using automated lip-reading to make user authentication systems more resistant to spoofing attacks — Liopa — “LipSecure works in conjunction with the vendor’s existing FR [facial recognition] system and prompts the user to repeat a random sequence of digits that appear on their screen. Liopa’s AI-based Visual Speech Recognition (VSR) technology checks if the digits have been spoken or mimed correctly and thus determines if there is a ‘live’ person present.”