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Mahindra Comviva

Mahindra Comviva enables financial institutions and mobile service providers to offer innovative, easy to use, and secure mobile financial solutions to millions of consumers globally.

The company offers solutions for issuing as well as the acquiring businesses. On the issuing side, mobiquity® suite, which includes mobile wallet, mobile money and mobile banking delivers integrated and contextual digital payment experiences to consumers. On the acquiring side, Mahindra Comviva’s payPLUS offers a comprehensive mobile POS solution that allows merchants to accept card payments using mobile phones.

Mahindra Comviva’s mobile financial suite of products powers more than 120 deployments in 55 countries and serves over 750 million mobile users.


mobiquity® Wallet: A comprehensive HCE solution delivering a better mobile payment experience

Mobiquity Walletmobiquity® Wallet is a white-label mobile wallet solution that represents an evolution in mobile commerce by integrating payments, loyalty, and mobile marketing.

It is one of the first wallet platforms to use NFC, QR code, biometrics and BLE, creating compelling consumer experiences.

By integrating location, identity, and social features, mobiquity® Wallet delivers a whole new level of digital transaction flexibility by offering personalized and context-aware services.

mobiquity® Wallet offers an end-to-end HCE solution including tokenization. HCE simplifies the NFC payment ecosystem and reduces operational costs involved in launching NFC payments.

mobiquity® Wallet also provides a patent-pending hybrid HCE offering, which facilitates a higher level of security for mobile payment transactions by leveraging a mobile network operator’s assets.

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mobiquity® Money: Closed-loop NFC payments for mobile money services in emerging markets

Mobiquity MoneyMahindra Comviva’s mobiquity® Money makes convenient NFC merchant payments a reality for emerging markets. It leverages the popularity of mobile money to deliver ‘tap and pay’ merchant payments.

The solution provides merchants with a low-cost, portable NFC POS which is a mini-calculator sized contactless GSM device linked to merchant’s mobile money account. It also equips the customer with a NFC card or sticker. The NFC card is linked to consumer’s mobile money account and works with all types of mobile phones. The consumers tap their NFC card on the NFC POS device to make a payment.

Small value transactions are performed instantly, while for large value transactions, consumers are required to enter PIN.

mobiquity® Money NFC merchant payments are now live in three African countries.

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Ask the experts…

Executives from Mahindra Comviva are on the NFC World Expert Panel and are ready to answer your questions:

Srinivas Nidugondi • SVP and Head of Mobile Financial Solutions

Srinivas NidugondiSrinivas Nidugondi heads Mahindra Comviva’s mobile financial solutions business unit.

Srinivas is happy to take questions on NFC, smart card and mobile payments topics including mobile wallets, mobile payments and host card emulation.

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Mahindra Comviva in NFC World


From the Mahindra Comviva blog…