Sunday 24 June 2018
Credit card companies to launch ‘finger vein’ payment system — The Korea Times — “Three major card companies — Shinhan, BC, and Hana Card — announced on Sunday that were developing a biometrics payment system that authorizes transactions by scanning fingertips… The companies said the payment method would be available at convenience store chains across the country in October.”
Apple Pay tests ‘order ahead’ for drinks at music festivals — Techcrunch — “Last week’s BottleRock music festival near San Francisco was the first to try a new “order ahead with Apple Pay” feature that Apple hopes to bring to more events. You just open the festival’s app, select the closest concession stand, choose your drinks, Apple Pay with your face or fingerprint and pick up the beverages at a dedicated window with no queue.”
Why your smartphone may soon start scanning your veins — Edith Cowan University — “The new technology involves a single sensor that combines image data (vein) and minutiae-based data (fingerprint) to improve recognition exponentially. These different extraction approaches add complexity for anyone attempting to duplicate the system.”
National Bank of Kuwait and Mastercard make GCC debut of pioneering biometric solutions — Zawya — “NBK customers will be the first in the Middle East and Africa (MEA) region to experience Mastercard’s Identity Check online authentication solution, while a pilot program for an innovative biometric card with an embedded fingerprint sensor will be a first for the GCC.”
What’s new in Android P Beta — Google — “Apps can use the new BiometricPrompt API instead of displaying their own biometric auth dialogs… In addition to supporting fingerprints (including in-display sensors), it also supports face and iris authentication, providing a system-wide consistent experience.”
Biometric ATMs extend banking services — IT-Online — “The TouchPoint validates a customer’s identity by scanning a fingerprint placed on the biometric reader and it can detect false fingerprints to prevent fraud. The identity of the customer is then verified with the Department of Home Affairs to ensure the self-service account opening complies with the relevant laws.”
Mastercard pioneers remote biometric card enrolment — Mastercard — “Through significant research and development, a revolutionary battery-powered sleeve will now let people self-enrol their contact or contactless biometric card. Their fingerprint is scanned by the sensor on the card and an encrypted digital template is created and securely stored… ‘Now we have a sleeve to register fingerprints so people don’t have to make a trip to a bank branch.'”
JCB pilot of Japan’s first fingerprint authentication chip card — JCB — “Users first record one or more fingerprints for authentication purposes. When they want to buy something, they need only touch the fingerprint sensor on the card’s lower right corner with their finger so as to authenticate payment. The fingerprint record is only kept in the card, and given that fingerprint authentication is also done on the card, merchants do not need any further equipment to accept payment.”
Built for the way we communicate today: Samsung Galaxy S9 and S9+ — Samsung — “The Galaxy S9 and S9+ support three different biometric authentication options — iris, fingerprint, and facial recognition — so users can choose the way they want to protect their device and applications. The devices feature Intelligent Scan, a new verification that intelligently uses the collective strength of iris scanning and facial recognition technology to quickly and conveniently unlock a user’s phone in various situations. The Galaxy S9 and S9+ also introduce Dedicated Fingerprint, giving users the option to use a different fingerprint to access Secure Folder than the one used to unlock the phone.”
More than one billion smartphones to feature facial recognition in 2020 — Counterpoint Research — “The diffusion of facial recognition technology into lower tier price bands will be faster than any other flagship feature due to 2D facial recognition being native on the Android platform… In future, Counterpoint Research expects mobile devices will combine biometric sensors for the face, iris, voice and fingerprints. Rather than competing against each other, each biometric technology will be layered on top of each other with the most convenient and least intrusive being selected on an application by application basis.”
IBM Future of Identity study: Millennials poised to disrupt authentication landscape — IBM — “Security was vastly ranked as the top priority for banking, investing, and budgeting apps — for these categories on average 70% selected security as the top priority, with 16% selecting privacy, and 14% selecting convenience… 44% ranked fingerprint biometrics as one of the most secure methods of authentication; passwords and PINs were seen as less secure (27% and 12% respectively).”
Biometric identification must be made available for all Mastercard users by April 2019 — Mastercard — “All consumers will be able to identify themselves with biometrics such as fingerprints or facial recognition, when they shop and pay with Mastercard by April next year… Banks issuing Mastercard-branded cards will have to be able to offer biometric authentication for remote transactions, alongside existing PIN and password verification. It will also apply to all contactless transactions made at terminals with a mobile device.”
Mastercard establishes biometrics as the new normal for safer online shopping — Mastercard — “Consumers will have the capability to use biometrics, such as fingerprints or facial recognition, as a way to identify themselves when they shop and pay with Mastercard as of April 2019… This shift to biometrics is part of Mastercard’s new action plan to help banks, retailers and partners to prevent fraud and improve the consumer experience in the new digital environment. It also meets new regulatory requirements around Strong Customer Authentication set out by PSD2 and is aimed at ensuring a smoother consumer experience and reducing unjustified declines.”
Now, face recognition to authenticate Aadhaar, but with biometrics or OTP — Times of India — “To be made available by July 1, the face authentication option will be allowed in combination with fingerprints, or iris scans, or an OTP to verify the details of Aadhaar users… Face authentication will not require any new reference data as photos of citizens are already on the Aadhaar database.”
Gemalto launches the first biometric EMV card for contactless payments — Gemalto — “When customers place their fingerprint on the sensor, a comparison is performed between the scanned fingerprint and the reference biometric data securely stored in the card. The biometric sensor card is powered by the payment terminal and does not require an embedded battery; this means there is no limit from battery life nor on the number of transactions.”
Seat and Saba present Droppit, the app that delivers your grocery shopping directly to your parked car — Seat — “The six-month pilot test of this project, in collaboration with virtual supermarket Deliberry and courier company Glovo, will be carried out in two car parks managed by Saba in the city of Barcelona… The customer leaves their car keys with Saba staff, who are responsible for accompanying the delivery person, identifying the car and placing the order in it. In the future, the aim is to make the process easier using technology that enables the service providers to access cars using fingerprint recognition supported by the app itself.”
Samsung Electronics and LG Electronics to introduce their new low-end smartphones at CES 2018 — ETNews — “Samsung Electronics and LG Electronics are going to introduce their new low-end smartphones at CES 2018… Galaxy A8 series are installed with Samsung Pay and fingerprint recognition…. K series are installed with a mobile payment system called LG Pay that is applied to premium smartphones such as G and V series. This is the first time when LG Electronics’ low-end lineup is applied with LG Pay.”
New Brazilian driving licence adopts Cipurse specification from OSPT Alliance — OSPT Alliance — “The technology on the new card has many benefits including allowing law enforcement officers to read the data on the card via an NFC smartphone app, in any location, and quickly coordinate with other agencies across related systems. Additionally, banks can use fingerprint authentication to grant access to services and credit, and local public transportation solutions can also be implemented on the card.”
Samsung’s new phones might literally read the palm of your hand — Futurism — “Recent patent filings by the South Korean electronics giant show that the company may be investing in yet another means of biometric scanning. Samsung’s palm recognition technology would join other biometrics, such as facial recognition and fingerprint scanning, along with standard passwords, pin numbers, and patterns as a means of securing your device.”
Payment Services Directive (PSD2): Regulatory Technical Standards (RTS) enabling consumers to benefit from safer and more innovative electronic payments — European Commission — “The RTS makes strong customer authentication (SCA) the basis for accessing one’s payment account, as well as for making payments online. This means that to prove their identity users will have to provide at least two separate elements out of these three: something they know (a password or PIN code); something they own (a card, a mobile phone); and something they are (biometrics, eg fingerprint or iris scan)… The use of SCA will become mandatory 18 months after the entry into force of the RTS, ie once the RTS is published in the Official Journal of the EU, scheduled for September 2019.”
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