UnionPay offers access to payments APIs

UnionPay International gives global developers access to its APIs — UnionPay International — “UnionPay International is providing three types of services via UPI Developer: First, offer open access to its major APIs. Developers now have access to the APIs of 18 of UnionPay’s most popular payment and data services, including QR code payment and Token. Second, offer a combination of multiple APIs to provide partners with one-stop payment solutions, assisting them in both product developing and commercial application. Third, offer diverse technical support services, including technical documentation, technical guidance and product testing and certification.”


Sydney commuters can now use Fitbit wearables to pay for transit rides

Sydneysiders can now use Fitbit Pay to quickly and easily tap on & off at transit readers — Fitbit — “Following the contactless payment strategy rolled out by NSW Transport on Sydney’s ferry, light rail and train networks in November, Fitbit users can now use selected Mastercard and Visa debit and credit cards loaded into their Fitbit Pay Wallet to pay for their trip… Fitbit users in Sydney with a Fitbit Ionic, Fitbit Versa and its newest tracker, Fitbit Charge 3, can now leave their Opal cards at home and instead use Fitbit Pay on their Fitbit device to quickly and easily pay for public transport.”


Mercedes partners with Garmin for NFC smartwatch

Garmin collaborates with Daimler to bring connected features to Mercedes-Benz vehicles with the Vivoactive 3 GPS smartwatch — Garmin — “In addition to providing heart rate data and a driver’s stress level, the Vivoactive 3 GPS smartwatch will be exclusively modified for Mercedes-Benz customers with custom branded materials and display screens. The Garmin Vivoactive 3 is one of the company’s flagship smartwatches and is packed with features that include built-in indoor and outdoor sports apps, smart notification alerts delivered right to the wrist, and a contactless payment solution to make secure payments from the watch thanks to Garmin Pay.”


Chinese mobile payment users set to double by 2023

Mobile payments market in China is expected to witness three-fold growth with doubling of active mobile payment users by 2023 — Frost & Sullivan — “The market of mobile payments services in China is expected to grow at a compound annual growth rate (CAGR) of 21.8% from 2017 to 2023, growing three-fold from US$29.93 trillion to US$96.73 trillion. The total number of active mobile payment customers is expected to reach 956 million by 2023 from 562 million in 2017 which will attract additional investments from mobile payments market participants.”


Google adds a payments license in Ireland

Google gets go-ahead from Central Bank for payments — The Irish Times — “Google has been authorised as a payment institution in the Republic, paving the way for the technology giant to begin providing new financial services to consumers and businesses both here and further afield. The Central Bank granted authorisation to Google Payment Ireland under the second Payment Services Directive (PSD2) regulation on Christmas Eve. Having obtained authorisation, the company will be allowed to issue and acquire payments across the European Union under passporting rights.”


JCB begins EMV QR mobile payments rollout

JCB launches QR code payment in the Asian region — JCB — “Bank SinoPac in Taiwan and Sacombank in Vietnam became the first banks to offer the JCB QR Code Payment service. SinoPac will start the service full scale at merchants who used to accept only cash such as fish markets, flower markets and taxis in January 2019… Sacombank has just announced its new mobile banking app ‘Sacombank Pay’, for which their JCB cardmember can choose JCB Card as a source of funds.”


Mizuho signs up sixty banks for J Coin cryptocurrency payments launch

Mizuho to launch digital currency to promote cashless payments in March — Nikkei Asian Review — “Japan’s Mizuho Financial Group plans to introduce a proprietary digital currency that can be used for shopping and remitted at no cost… To make use of the currency, users will download a dedicated app on their smartphone. Payments will be made using QR codes… Regional banks will be able to provide the same service under the same, yet-to-be-named brand to their customers.”



Softbank-backed PayPay to update mobile payments app ‘after wrongful charge complaints’

Japan’s PayPay to update app after wrongful charge complaints — Bloomberg — “An unspecified number of customers called in and e-mailed to report charges on their bills that they didn’t recognize, according to PayPay spokesman Fumihiro Ito. Several consumers say they hadn’t even installed the app but their credit cards were billed for purchases they didn’t make… PayPay triggered a shopping frenzy earlier this month by promising to give users 10bn yen (US$88m) in rebates from their purchases.”


German savings banks press Apple to open up its NFC chip

Mobile payment: Sparkassen wants iPhone NFC, but no Apple Pay — Heise Online (translation) — “Apple must open the NFC transmission standard to other payment services, the savings bank association has demanded… Sparkasse offers its own mobile payment app, which until now has only been available for Android devices due to Apple’s NFC blockade. ‘Ultimately, smartphone payments should be possible on all devices, without technical hurdles and restrictions, so that customers can easily choose the right solution for them,’ the association argues.”




Singtel adds Apple Pay to Dash mobile wallet

Singtel Dash goes global with Visa and Apple Pay — Singtel — “Singtel is expanding the payment capabilities of its all-in-one mobile payments app, Dash, to include international mobile payments. Dash customers are now able to use their Visa Virtual Account on the Dash app at millions of online retailers worldwide and merchant points that accept Visa contactless payments. In addition, customers can also use Dash on Apple Pay, making it the first non-bank mobile wallet in Singapore on Apple’s easy, secure and private payments system.”



Google Pay goes live in France

Google Pay

Google Pay is now live in France, with support for Boon, Boursarama Banque debit and credit cards, Edenred Ticket Restaurant cards, Lydia prepaid Mastercards, N26 Mastercard debit cards and Revolut Mastercards... More


EU antitrust chief ‘could review’ Apple Pay

EU’s Vestager may investigate Apple Pay if there are formal complaints — Reuters — “EU regulators looked into Apple’s mobile payment service and found it was not market-dominant but they could review it again if they receive formal complaints, Europe’s antitrust chief said on Monday… Critics say that an NFC chip embedded in the Apple iPhone means that Apple Pay is automatically selected when an iPhone user pays for goods and services, barring rival payment methods.”






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