Chinese government forms face recognition standards body

Government asks SenseTime to lead plans for national facial recognition standards — Caixin Global — “The working group, which also includes Tencent, Xiaomi, and Ant Financial, is overseen by the National Information Technology Standardization Technical Committee (NITS), which is in turn affiliated with the Ministry of Industry and Information Technology. It will also promote the further formulation of facial recognition standards at an international level.”


NatWest launches digital bank

Bó — the digital bank to help people do money better — is now live in App Store and Google Play — NatWest — “As we’re part of NatWest, people can rely on to keep their money safe. But as a digital bank, built entirely on a separate cloud-based technology, Bó is also able to harness new technology and develop rapidly in line with our customers’ needs and expectations.”


Transit Ticketing Today

JR East to pilot hands-free mobile ticketing

JR East eyes introduction of ‘walkthrough’ ticket gates — The Mainichi — “East Japan Railway Co is looking to introduce ‘walkthrough’ ticket gates at stations that will enable passengers to access gates via a specialized smartphone application. Under the envisaged system, millimeter waves will be emitted from an antenna placed on the ceiling above a gate that will open once data sent from the passenger’s smartphone application has been received.”


What's New in Payments

Central bank reports continued growth in Chinese mobile payments market

China mobile payments maintain rapid growth in Q3 — Xinhua — “Banks in the country processed 27.27bn mobile payment transactions in the period, up 61.05% year on year, said the People’s Bank of China in a report. The value of these transactions increased by 31.52% from the same period of last year to 86.11tn yuan (about US$12.2tn). Meanwhile, online payment transactions by the non-banking institutions were valued at 63.99tn yuan in Q3, up 23.04% year on year.”


Transit Ticketing Today

First Group reports on contactless and mobile ticketing adoption on UK bus services

Bus passengers turning to contactless in record numbers, says First Group — Yahoo! Finance — “More bus passengers paid with contactless and mobile apps rather than cash on First Group’s local bus routes for the first time in its history, the company has revealed. According to bosses, 43% of payments were made by cash, with 45% made through non-cash methods, in the latest push towards a cashless society. The remainder came from ticket sales via third parties.”


Transit Ticketing Today

Bucharest Metro pilots contactless payments

Metrorex and BCR offer quick access to 9 metro stations through a new travel payment system — BCR (translation) — “Contactless card payment is available for the moment in the subway stations: Pipera, Aurel Vlaicu, Piața Victoriei 1 and 2, Piața Universitatea, Piața Unirii 1 and 2, Tineretului and Grozavești. The pilot programme will run for about 2-3 months and will be extended later to all subway stations.”



Transit Ticketing Today

Manchester to offer early bird tram fare discounts to contactless payments users

New Metrolink fares unveiled — Transport for Greater Manchester — “The new early bird offer will utilise Metrolink’s new contactless payment system, which has been used to make more than 1 million journeys following its introduction on 15 July… A survey from last year’s Early Bird pilot showed 53% of customers who had used an early bird ticket had shifted either their journey time (28%), their mode (9%) or both. 48% of customers who changed mode shifted from car and 24% from bus.”


What's New in Payments

Survey finds US consumers would switch to mobile payments to save money

Ibotta Holiday Shopping and Mobile Payments Study — Ibotta — “Of the 61% of survey respondents who have used their phones to make an in-store purchase, 63% are motivated by payment methods that offer rewards, rebates and cash back, while 55% would be inclined to adopt mobile payments if the solutions saved them money… More than half (52%) of these shoppers say they feel overwhelmed by the large number of mobile payments and rewards programmes.”



Transit Ticketing Today

Ireland seeks replacement for Leap transit card system

Plans put forward for new transport ticketing — The Irish Examiner — “The National Transport Authority (NTA) has issued a market consultation notice to engage with potential service providers as part of its plans to advance the implementation of an Account Based Ticketing (ABT) system across the bus, rail, and light-rail network. It will allow passengers to pay for their journey through mobile phones, bank cards, or official ID card or passport, removing the need to carry a special card for commuting.”


NFC World

Google offers $1m Titan M secure element bug bounty

Expanding the Android Security Rewards Program — Google — “The Android Security Rewards (ASR) program was created in 2015 to reward researchers who find and report security issues to help keep the Android ecosystem safe… Today, we’re expanding the program and increasing reward amounts. We are introducing a top prize of $1 million for a full chain remote code execution exploit with persistence which compromises the Titan M secure element on Pixel devices.”


What's New in Payments

Bank of America adds face recognition to mobile banking app

Bank of America updates Android app to support Pixel 4 face unlock — 9to5Google — “Release notes for version 8.3.11 of Bank of America for Android prominently mentions the ‘Ability to sign in with face unlock (Pixel 4 only)’… After updating, you’ll need to enter your password one more time, and select the ‘Set up biometric sign-in’ checkbox. After completing BofA’s process, Pixel 4 face unlock will work on all subsequent sign-in attempts.”


What's New in Payments

Germany passes law forcing Apple to open up Apple Pay

Apple warns of risks from German law to open up mobile payments — Reuters — “A German parliamentary committee unexpectedly voted in a late-night session on Wednesday to force the tech giant to open up Apple Pay to rival providers in Germany… The legislation, which did not name Apple specifically, will force operators of electronic money infrastructure to offer access to rivals for a reasonable fee.”


What's New in Payments

RBR reports 10% growth in global payment card market

Continued growth in China cements UnionPay as the world’s largest card scheme — RBR — “There were 16bn payment cards in circulation at the end of 2018, up by 10% since a year earlier… The largest scheme worldwide is UnionPay, which accounted for 45% of cards in circulation at the end of 2018… Visa (including Visa, Visa Electron, V Pay and Interlink) made up 20% of the world’s cards… Mastercard (Mastercard, Maestro and Mastercard Electronic) accounts for 16% of all cards.”


What's New in Payments

Starling Bank lets customers use a single debit card to pay in multiple currencies

Starling Bank launches euro debit card so business and personal customers can spend in two currencies with one card — Starling Bank — “To start using the new Euro Card feature, Starling account holders, both business and personal, must open a euro account… Once it’s open, they can transfer money from their business account to their euro account with a single tap in the app… Their existing debit card can [then] be switched on (in-app) to operate in either pounds or euros, depending on the currency of the transaction.”


Transit Ticketing Today

Delhi Metro explores biometric transit cards for concessionary fares

Delhi Metro to introduce biometric-based ticketing to offer concessions to students and senior citizens — Techradar — “Delhi Metro is looking to be the first metro line in India to link biometrics to smart cards, in a bid to offer concessions to riders… Once the new biometric-based ticketing system is installed, the smart card will be linked to an individual users’ credentials, and the card will no longer be transferable.”


Google explains the benefits of its Biometric API

One Biometric API over all Android — Google — “In addition to supporting multiple biometric authentication form factors, the API has made it much easier for developers to check whether a given device has biometric sensors… In addition, the framework has built-in support for facial authentication in Android 10 so that vendors don’t need to create a custom implementation.”


Transit Ticketing Today

STIB tests contactless bank cards on Brussels Metro

STIB testing use of bank card as metro ticket at entrance gates — The Brussels Times — “STIB is testing a new system of contactless payment at metro station Parc/Park to allow travellers to directly scan their bank card, instead of a ticket, at the gates. If everything goes well, all other metro stops, as well as the electric buses on bus line 33, will be fitted out with the contactless system over the next few months.”


What's New in Payments

Chinese supermarket to launch face recognition payments in Canada

Pay with your face system coming to Canada, but not everyone is on board — Yahoo Finance — “Ryan Li, Foodymart’s executive manager, sees the technology as an opportunity to grow his company’s business by attracting new customers, as well as cutting down on checkout times. Li also said between 50% and 60% of Foodymart customers have lived in China, and he expects most of them have previously interacted with a facial recognition payment system.”