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    Federal Reserve Bank of Atlanta

    News stories featuring Federal Reserve Bank of Atlanta:

    Mobile payments face “substantial hurdles” in 2016, says Atlanta Fed

    February 23rd, 2016

    Limited merchant acceptance points, fragmentation and consumer concerns over security and privacy will remain “substantial hurdles” to mobile payments at the physical point of sale in 2016, according to analysts at the Federal Reserve Bank of Atlanta. Fingerprint, facial and iris recognition will dominate as the most-used biometrics, a blog post by the reserve bank’s Retail Payments Risk Forum also predicts, although the technology is expected to “face critical adoption challenges”. EMV will pick up pace in the year ahead, the forum adds, while ACH same-day service will “not be a huge hit”.

    US House of Representatives holds mobile payments hearing

    March 23rd, 2012

    The US House of Representatives’ Financial Services Subcommitee on Financial Institutions and Consumer Credit has held a hearing on “The Future of Money: How Mobile Payments Could Change Financial Services”. Five people gave testimony to the… More

    Fed studies P2P payments

    September 30th, 2011

    The Federal Reserve Bank of Atlanta’s Retail Payments Risk Forum has published a working paper (PDF) on peer-to-peer payments as a resource for regulators, consumers, and the payments industry. The paper offers a framework to organise a discussion of P2P payments and evaluate the associated risks, says the Forum.

    Atlanta Fed states mobile payments will be ‘safer than plastic cards’

    April 14th, 2011

    “The mobile phone will be a much more secure payment device than the plastic cards we use today.” That is the view of the assistant director of the Retail Payments Risk Forum, in a blog… More

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