Host Card Emulation (HCE)
News about Host Card Emulation (HCE).
October 28th, 2014
There will be some 516m users of NFC mobile payment services by the end of 2019, up from 101m this year, thanks to the launch of Apple Pay and HCE, a forecast from Juniper Research has found. “We would envisage that while NFC deployments and consumer activity will be buoyed by these developments, the opportunities for network operator involvement are limited,” says author Dr Windsor Holden. “Hence, we are likely to see more operators re-evaluating their existing commitments to NFC and possibly withdrawing from the space.”
October 24th, 2014
A new open source software project designed to help banks offer tokenized card payments has been launched by HCE specialist SimplyTapp. “We feel the accessibility and control of current offerings are pretty restrictive and there…
September 22nd, 2014
PARTNER NEWS: Host card emulation (HCE) specialist SimplyTapp has released a new version of its Mobile SDK. Version 2.3 includes a SimplifiedTapp app that “offers refined code base which will help accelerate developers’ understanding of HCE implementation”, the company says.
September 17th, 2014
PARTNER NEWS: A new blog post from HCE specialist SimplyTapp explains how Apple is using tokens in its new Apple Pay NFC mobile payments service — and how that compares with the way tokens are used to enable Android phones to make NFC mobile payments using host card emulation (HCE). “The important concept that has gotten lost with the Apple announcement is that the concept of ‘tokenization’ as Apple Pay uses [it] is still the exact plan for tokenization in the Android space,” CEO Doug Yeager explains.
September 2nd, 2014
Spain-based banking group BBVA has signed up 250,000 customers for its BBVA Wallet service and is to expand availability to the US, Mexico and Chile this year. The wallet includes support for host card emulation…
August 27th, 2014
The Smart Card Alliance has published Host Card Emulation (HCE) 101, a white paper that “takes a deep dive into HCE and NFC opportunities and security considerations”. HCE is “an opportunity for application developers to more easily provide convenient and consumer-friendly NFC applications, but also increases the chances of hackers gaining access to information through malware and/or denial of service attacks,” says executive director Randy Vanderhoof.
August 5th, 2014
“We think a partnership between Apple and Visa would make strategic sense and believe an announcement could happen as early as this fall,” a team of Pacific Crest Securities analysts has concluded in a new report that follows reports suggesting that two are in talks on mobile payments. “A combination of cloud-based (HCE) and physical (SE or TEE) seems like a plausible security strategy for Apple.”
July 31st, 2014
American Express is working with Croatia’s Privredna Banka Zagreb (PBZ), part of the Italy-based Intesa Sanpaolo banking group, to pilot an NFC payments service that makes use of host card emulation (HCE) technology. The pilot…
July 22nd, 2014
Westpac has begun a host card emulation (HCE) pilot in New Zealand, enabling customers’ credit and debit card details to be securely stored in the cloud and then used at the point of sale to…
July 22nd, 2014
UK payments technology specialist Consult Hyperion has unveiled a proof-of-concept solution that uses Bluetooth Low Energy (BLE) and host card emulation (HCE) to enable both iPhone and Android NFC phone owners to make MasterCard, Visa…
July 14th, 2014
CUA, Australia’s largest customer-owned financial institution, has become the first in the Asia Pacific region to launch an NFC payments service that makes use of host card emulation (HCE) technology. To use the new redi2PAY…
June 30th, 2014
BBVA has become the first bank to launch a commercial NFC payments service that makes use of Visa’s cloud-based payments specifications. Customers in Spain with an Android NFC handset can use host card emulation (HCE)…
June 24th, 2014
ID card provider HID Global has begun beta testing a new version of its Seos mobile keys platform that adds Bluetooth Low Energy (BLE) support to its existing NFC functionality. The addition means that users…
June 23rd, 2014
A guide to host card emulation (HCE) and SIM-based NFC payments options has been produced by Consult Hyperion, in conjunction with GSMA. Each technology offers important benefits for financial institutions, HCE and SIM Secure Element: It’s not Black and White (PDF) concludes. “They should not be viewed as mutually exclusive and a combination of the approaches may be appropriate for differing applications and markets,” it adds.
June 23rd, 2014
SimplyTapp, the US startup that worked with Google to add support for host card emulation (HCE) to Android, is now offering a self-service platform for card issuers and other mobile app developers looking to pilot HCE solutions. Developers signing up by 29 September will receive a US$5,000 credit to put towards platform usage fees.
June 23rd, 2014
Host Card Emulation (HCE) is likely to lead to higher demand for SIM-based NFC payments services and new opportunities for mobile network operators, SIMalliance — which initially warned against HCE for security reasons — has now…
June 12th, 2014
PrePay Solutions (PPS), a prepaid card program manager jointly owned by MasterCard and Edenred, has partnered with NFC specialist Proxama to provide its clients the ability to offer host card emulation-based NFC services to their…
June 10th, 2014
Bell ID and Spanish ticketing specialist Aditium have picked up awards at a live pitch contest to identify ‘the next big thing’ in proximity. After a series of five-minute presentations, Bell ID’s Secure Element in the Cloud solution was chosen by a judging panel, while Aditium’s HCE-based Ticktrack ticketing solution won an audience vote. The contest was held as part of the NFCP Global Summit in London last week.
May 23rd, 2014
Canada-based coffee chain Tim Hortons has expanded its mobile payments service, first launched using host card emulation (HCE) technology in December 2013, with the introduction of barcode-based mobile payments across its outlets in the USA…
Morgan Stanley predicts Apple will include NFC in iPhone 6 — and NXP will supply the controller chips
May 21st, 2014
“We see growing evidence Apple will adopt NFC as a core part of its mobile payments strategy,” a new report from investment firm Morgan Stanley says — and evidence suggests that NXP has already won…