Apple Pay Cash gets top rating for P2P payments privacy and security

Why Apple Pay is the highest-rated mobile P2P payment service — Consumer Reports — “In our first-ever test-based ratings of P2P mobile services, CR rated Apple Pay the highest overall, with excellent or very good marks in the key consumer-protection measures of payment authentication and data privacy. Apple’s overall rating was significantly higher than for the other services we tested: Venmo, Square’s Cash App, Facebook P2P Payments in Messenger, and Zelle.”


Sneaker Con uses NFC tags to verify the authenticity of traded trainers

Sneaker Con bets NFC will keep fakes off its new shoe-selling app — Engadget — “Every time you buy a pair from the Sneaker Con application, it’ll come with a physical tag attached to the shoes that features NFC. This Legit Tag comes loaded with information about the sneaker you’re getting (including the model name, size, condition and SKU number). To see that, all you have to do is open the Sneaker Con app and tap the authentication tab.”


Chase lets customers use mobile wallets to withdraw cash at ATMs across the US

Chase expands cardless access to 15,000 ATMs nationwide — Chase — “Chase today announced that customers can now get cash through their phone’s mobile wallet at nearly all of its 16,000 ATMs nationwide, as well as access to all ATM vestibules outside of the branch… Customers no longer need a physical debit card or access code for authentication and can simply ‘tap’ their smartphone on the ATM to easily and securely access money on the go.”


Japanese carrier KDDI to pilot blockchain coupons that shoppers can redeem using biometrics in stores

KDDI and Hitachi pilot finger vein biometrics for redeeming coupons in stores — KDDI (translation) — “The user can authenticate himself by holding the finger registered on the authentication infrastructure, so it is not necessary to present the coupon at the store, and the coupon can be used even without the smartphone… Since coupon usage information recorded in the blockchain is extremely difficult to tamper with, it is easy to share coupon usage history securely and reliably between KDDI and affiliated stores, and payment according to the number of coupon users is highly accurate.”








GlobalPlatform adds biometric security APIs

GlobalPlatform secures biometric authentication and enriches trusted user interaction — GlobalPlatform — “These new APIs enable trusted applications to leverage the device’s biometric sensors, while staying fully isolated from the device OS… Service providers and application developers now have a direct path to provide users with a richer and safer authentication experience and, importantly, to offer trusted biometric authentication that is secured in the hardware of the device’s Trusted Execution Environment (TEE).”


JCB to pilot biometric payment cards in Japan

JCB pilot of Japan’s first fingerprint authentication chip card — JCB — “Users first record one or more fingerprints for authentication purposes. When they want to buy something, they need only touch the fingerprint sensor on the card’s lower right corner with their finger so as to authenticate payment. The fingerprint record is only kept in the card, and given that fingerprint authentication is also done on the card, merchants do not need any further equipment to accept payment.”


India to add face biometrics to Aadhaar national ID platform

Will introduce ‘Face ID’ on July 1 for Aadhaar authentication, UIDAI tells Supreme Court — The Hindu — “The Unique Identification Authority of India (UIDAI) informed the Supreme Court on Thursday that it will introduce ‘Face ID’ on July 1 to enable Aadhaar holders to authenticate their identity to access services, benefits and subsidies. The ‘Face ID’ would help people without biometrics or those with poor biometrics to avoid authentication failures and financial exclusion.”


Kakao Pay reports 1m users of its blockchain-based mobile identity service

Kakao Pay’s blockchain-based authentication boasts 1m users — Yonhap News — “Users of KakaoTalk, South Korea’s top mobile messenger, can use the authentication service on the mobile messenger without having to download an application. A total of 20 institutions and companies, including insurer AIA Life Korea and the Korea Transportation Safety Authority, use the service, Kakao Pay said, adding that it plans to expand the service.”


US carriers set out joint mobile authentication platform plans

AT&T, Sprint, T-Mobile and Verizon unveil next-generation mobile authentication platform details — AT&T — “This highly secure solution will deliver a cryptographically verified phone number and profile data for users of authorized applications with their consent. Authentication security is strengthened by processing unique attributes such as a network verified mobile number, IP address, SIM card attributes, phone number tenure, phone account type and more. In addition, advanced analytics and machine learning capabilities will be used to help assess risk and protect customers. Registered developers will be able to submit applications through a system using private and permissioned blockchain technology to help ensure application integrity.”


Samsung includes multi-biometric support in Galaxy S9 and S9+

Built for the way we communicate today: Samsung Galaxy S9 and S9+ — Samsung — “The Galaxy S9 and S9+ support three different biometric authentication options — iris, fingerprint, and facial recognition — so users can choose the way they want to protect their device and applications. The devices feature Intelligent Scan, a new verification that intelligently uses the collective strength of iris scanning and facial recognition technology to quickly and conveniently unlock a user’s phone in various situations. The Galaxy S9 and S9+ also introduce Dedicated Fingerprint, giving users the option to use a different fingerprint to access Secure Folder than the one used to unlock the phone.”


Android P to include native support for iris verification?

Native support for iris scanners is finally coming to Android — XDA Developers — “The inclusion of a HAL interface will standardize how the Android framework will communicate with iris scanners… The inclusion of the base iris feature in Android will allow for apps to detect if the device has an iris scanner in place… The inclusion of the iris framework is what will actually allow for third-party apps to utilize the iris scanner for authentication.”


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