EMVCo is to add support for eight-digit Issuer Identification Numbers (IINs) in 2021, with the result that “point of sale terminals may need to be updated to ensure they recognise and have the ability to process both existing and longer IINs, or transactions may be terminated or processed incorrectly”... More
NFC Forum enhances connectivity of IoT devices with new and updated specifications — NFC Forum — “Bidirectional communication with IoT devices means NFC-enabled smartphones can read the actual state from the IoT device (eg, the actual title of music played) and can change the configuration of the IoT device by write access (eg, to adjust the volume or to switch to the next audio file). It can be used, for example, to configure an audio system, digital camera, lightning system, smart meter or radiator valve. This protocol can also be used where P2P is not implemented, for example, on existing NFC readers that do not support P2P mode.”
Web Payment Security Interest Group Charter — World Wide Web Consortium — “The mission of the Web Payment Security Interest Group is to enhance the security and interoperability of web payments. The group pursues its mission by creating a forum for organizations to define areas of collaboration and identify gaps between existing technical specifications in order to increase compatibility among different technologies.”
GlobalPlatform has published two new standards designed to provide chip, device and firmware developers with an open, standardized way to load and manage firmware in a secure and isolated area of a device’s system-on-a-chip (SoC)... More
The NFC Forum has released a new candidate specification that makes it easy for mobile payments services based on QR codes to add NFC functionality, giving “payment service providers and consumers the opportunity to take advantage of the simple and secure NFC-based payment solutions already in use worldwide.”... More
The NFC Forum has released a new candidate technical specification that is designed to enable a single antenna in an IoT device to be used to manage both NFC communications and wireless charging... More
PNC Bank is piloting dynamic CVV cards that use an e-ink screen on the reverse of the card to display a continuously updated three-digit CVV security code... More
A total of 5.5bn chips using GlobalPlatform’s secure element specifications were deployed in 2017, up 1.5bn on the previous year, the security standards body has announced... More
Four NFC Forum technical specifications speed and enable new NFC services — NFC Forum — “The Connection Handover Technical Specification 1.4 allows users to define additional specific services when two devices are paired together using other wireless communication technologies, such as Bluetooth or WLAN by a tap of an NFC-enabled device. The Personal Health Device Communication (PHDC) Technical Specification 1.2 defines the exchange of ISO/IEEE 11073 messages often used for personal healthcare devices such as heart, blood pressure and glucose monitors. Also, updates were made to the NFC Digital Protocol Technical Specification 2.1 and NFC Controller Interface (NCI) Technical Specification 2.1.”
EMV card-on-file payment tokenization is set to both reduce online fraud and deliver a range of benefits to merchants but implementation will not be straightforward, Rambus explains in a new paper that sets out the advantages of using a token gateway to simplify the integration and management process... More
PARTNER NEWS: Online merchants, payment service providers and acquirers can now use the Rambus Token Gateway to tokenize card-on-file ecommerce transactions, enabling sensitive cardholder payment data to be replaced with secure tokens and removing the need for consumers to update their card details following a card reissue... More
Car Connectivity Consortium announces publication of the Digital Key Release 1.0 Specification, delivering to the industry a standardized smartphone as a car key solution — Car Connectivity Consortium — “The Release 1.0 specification provides a generalized deployment method that allows vehicle OEMs to securely transfer a digital key implementation to a smart device, using an existing Trusted Service Manager (TSM) infrastructure. By leveraging NFC distance bounding and a direct link to the secure element of the device, CCC is assuring the highest state-of-the-art security level for vehicle access.”
NFC Forum publishes 2017 technical specification release — NFC Forum — “The 2017 Technical Specifications Release comprises 21 new or updated near field communication technical specifications… The specifications feature the latest NFC technology and usability upgrades that significantly impact and advance functionality in a number of key areas for consumers and businesses.”
Payments standards body EMVCo has updated its Payment Tokenisation Technical Framework to introduce the new roles of ‘token programme’ and ‘token user’, refine the roles of ‘token service provider’ and ‘token requestor’ and detail “their interrelationships within the global payments environment.”... More
GlobalPlatform publishes on-device NFC service management specification — GlobalPlatform — “GlobalPlatform Managing Entity Specification has been published, completing a ‘stack’ of complementary software standards from ETSI and the NFC Forum that ensures multiple mobile contactless services successfully coexist within a device and will operate as intended, regardless of the hosting environment selected by the service provider.”
Payments standards body EMVCo has added a specification for QR code payments in merchant-presented mode, following on from a spec for QR code payments in consumer-presented mode that it released in mid-July... More
Payments standards body EMVCo has published “EMVCo QR Code Specification for Payment Systems: Consumer-Presented Mode”, a technical specification that marks the organization’s first move into standardizing the use of QR codes for mobile payments... More
Open Banking launches account information and payment initiation API specifications — Open Banking — “The payments initiation API will enable third parties to set up secure payments on behalf of customers and, once authorised by the customer, submit the payment for processing. The specification currently caters for the submission of a single, immediate, domestic payment from UK personal and business current accounts and is payment scheme agnostic.”
EMVCo-specified universal QR code to be introduced in 4Q17 — Digitimes — “EMVCo is specifying a universal QR code to facilitate tokenized mobile payments, and the global standard QR code is expected to be introduced to the Taiwan market in the fourth quarter of 2017, with prevailing use to kick off by the end of 2018 at the earliest, according to Visa Taiwan country manager Macro Ma.”
Some 41% of all secure elements deployed globally between 2010 and 2016 were based on GlobalPlatform specifications, totalling 22.018bn, the standards body has revealed... More
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